How to Use PayID

PayID is used for one-time payments. Scan the merchant's QR Pass with your phone camera to open pay.scanandpay.com.au, then follow the instructions to complete payment via your banking app.

What is PayID?

PayID is like a nickname for your bank account. Instead of using BSB and account numbers, you can use your phone number, email address, ABN, or organisation ID to receive payments.

For Scan & Pay, each PayID payment is a one-time payment session. The payment page shows a PayID and amount generated for that session only, so the customer pays that one purchase and gets instant confirmation.

Key benefit: You'll see the recipient's name before you send, helping protect against fraud, scams, and mistaken payments.

Payments made to a PayID are typically sent in under a minute through the NPP network, even between different financial institutions.

How to Pay a Merchant

  1. 1

    Scan the QR Pass

    Scan the merchant's QR Pass with your phone camera. This opens a payment page showing the PayID and amount.

  2. 2

    Copy Payment Details

    Tap to copy the PayID and amount. You'll need these to complete the payment in your banking app.

  3. 3

    Pay via Banking App

    Open your banking app, select "Pay to PayID", paste the details, and authorize the payment.

  4. 4

    Instant Verification

    The payment page updates automatically when payment is received. Both you and the merchant get instant confirmation.

Supported Banks

PayID works with over 60 Australian banks. Here are 8 of the largest:

Commonwealth Bank
Westpac
NAB
ANZ
ING
Macquarie
Bendigo Bank
Bank of Queensland

Security Warning

PayID will never contact you directly. Emails or text messages claiming to be from PayID are a scam.

  • • Never share your banking credentials with anyone
  • • Always verify the merchant name before paying
  • • Report suspicious activity to your bank immediately